Online Banking

Copious Softwares  is an e-business consulting firm that has been helping small and medium-sized businesses, government agencies, prominent individuals and non-profit organizations worldwide succeed on the Internet since 2001. We had been offering Online consultancy to various corporate around the globe over the e-commerce issues & other areas related with web applications. We offer complete assistance & consultancy over the selection, processing & setting up of payment gateway solution for your site.

Payment Gateways's Select Gateway is the core of our eCommerce enabling solutions. Built around leading web technologies from Sun, The Apache Software Foundation, JavaSoft and Sybase, Payment Gateways Select provides customers and their shoppers with a wide range of payment methods and reporting tools. Payment Gateways Select accepts payment information via the web, capturing card and shopper details for authorisation of payments via the banking network. Transaction results can be viewed by the customer and their shoppers and automatic messaging facilities provide digital receipts directly to both parties from Payment Gateways. A range of integration methods are provided through Payment Gateways Select to meet the needs of a diverse community of eCommerce traders. These methods provide support for solutions from small one-off customised applications through to large organisations integrating their own legacy systems with the help of third-party developers. Payment Gateways Select payment pages are responsible for capture of shopper card details, removing the need for the customer to have a secure web-server or secure shopper databases, whilst a callback model allows the customer site to respond appropriately to card authorisations. This callback system can be used to provide information to web applications that need to be dynamically updated in response to authorisation messages. All transactions are encrypted using 128 bit Secure Socket Layer (SSL) architecture (dependent on browser support), and are signed using Verisign digital certificates.

Details

Payment Gateways Select accepts payment information via the web, capturing card and shopper details for authorisation of payments via the banking network. Transaction results can be viewed by the customer and their shoppers and automatic messaging facilities provide digital receipts directly to both parties from Payment Gateways. This callback system can be used to provide information to web applications that need to be dynamically updated in response to authorisation messages. All transactions are encrypted using 128 bit Secure Socket Layer (SSL) architecture (dependent on browser support), and are signed using Verisign digital certificates.

How It Works :

• The shopper locates the customer's eCommerce site
• The shopper browses the customer's catalogue
• The shopper adds products to their 'basket', then decides to pay
• The customer's Payment Gateways facilities issue an encrypted 'purchase token' containing the purchase details
• Payment Gateways decrypts and interprets the encrypted 'purchase token'
• Payment Gateways present the payment form to the shopper
• The shopper enters their card details and submits the form
• The card is authorised • Authorisation is sent to Payment Gateways
• Acceptance confirmation is sent to the customer
• Payment Gateways sends the response to the shopper
• Funds transfer takes place

Integration

Payment Gateways payment solutions are fully integrated into a wide range of leading shopping applications and already incorporate Payment Gateways's single currency payment solutions in INR. On completion and acceptance of your application, Payment Gateways provide full technical support, software cartridges where appropriate and online technical manuals to assist with web site integration.

• No Waiting Weeks, Be Live within 24 hours
• Complete Payment Solution baes in INDIA and accepts even the Indian Credit Cards
• No Term Contracts!
• No Equipment or Software Needed!!
• Easy to Use Plug N Play Code!
• Simple Fee Structure
• Accept All Major Credit Cards Instantly!
• Accept Credit Cards 24 - 7
• Accept Credit Cards From
• Anywhere in the World!
• Sell Products or Services, Just about Anything!!
• Works with Existing Shopping Carts
• Instant Sales Notification!
• Great for Simple or Complex Sites
• Comprehensive Account Management Tools
• Safety and Security

Processing charges
Integration Fee with Setup Fee for the Payment Gateway	Rs.35,000
Monthly Fee	None
One Time Consultation Charges	Rs.10,000
Service charges per transaction
Processing charges	Free
Transaction Fee	7 %
Remittance Charges*
TO ANY ACCOUNT IN HDFC / ICICI / IDBI / UTI	FREE

Acceptence :

VISA, MASTER CARD, AMERICAN EXPRESS, DINERS CLUB, CITIBANK E-CARDS, JCB CARDS AND ONLINE BANKING INTERFACES. The Solutions has been approved as a Super/Master Merchant by Citibank, ICICI Bank, American Express, UTI Bank, IDBI Bank, Centurion Bank and HDFC Bank. This new technology solution allows e-merchants to accept online payment from their customers, via any of the following credit card brands.

• MasterCard
• American Express
• Diners Club International
• JCB Cards
• Citibank E-Cards
• Net Banking HDFC Online Banking
• Citibank NRI Account Holders
• Citibank Current Account Holders Citibank Suvidha Account Holders
• ICICI Infinity Net banking Account Holders
• IDBI iNet banking Account Holders
• UTI iConnect Net banking Account Holders
• Global Trust Bank Centurion Bank